Borrow with clarity.
Decide with confidence.

Before you proceed

Talk through why you need credit, the amount required and what repayments could mean for your everyday expenses and existing commitments. Credit is subject to assessment and approval. An enquiry does not guarantee an offer.

Marhanz Group Loans is presented with the registration number NCRCP21304. Loan amounts and repayment periods are discussed during consultation, not estimated by this website.

Understand the full cost

Before agreeing, ask for the applicable pre-agreement statement and quotation. Check the amount advanced, interest, fees, any insurance, the total amount repayable, instalment amounts, payment dates and the number of payments.

Ask questions when any term is unclear. Do not rely on an informal estimate as a substitute for the formal documents you are asked to accept.

Assessment and accurate information

A formal application may require information about your financial circumstances and supporting documents. Supply accurate information and ask the team to explain the requirements and the assessment process.

This website does not conduct credit checks, calculate affordability, approve applications or quote repayments. It prepares an enquiry message only.

Protect your documents

Never share your PIN, password or one-time password in an enquiry. Keep identity documents and financial records out of the website message form. Confirm the intended recipient, purpose and appropriate submission method before sharing sensitive information.

Questions or repayment difficulties

Ask the team for clarification before signing. Where you already have a credit agreement and are worried about meeting repayments, raise the issue with your credit provider promptly and seek appropriate independent help.

Do not assume that another loan is the right solution to repayment difficulties. For public information and official resources, visit the National Credit Regulator.

Official information

See the National Credit Regulator for consumer information and registration enquiries.

The NCR's consumer-rights information explains, among other things, pre-agreement disclosure and the importance of understanding an agreement before signing.